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POST
Reference example

请求规范

  • 方法与路径: POST /apis/v1/api-ninjas/calculate-mortgage
  • 可用状态: enabled
  • 请求 URL 模板: https://api.aisa.one/apis/v1/api-ninjas/calculate-mortgage
  • Runtime 事实版本: 80f6d0ab09ca1b2bfaa51bc30934eca7d1f0ea7e38c9d075b9100f098998c5d9
完整 OpenAPI 定义 有效请求与价格声明(包括认证和引用的 schema):

费用与请求规则

按用量计费;默认请求预估费用:$0.00089 USD(不是固定价格)。 声明的单位费率:每 provider_credit $0.000001 USD。 最终费用以账户适用价格及实际结算为准。 公开参考值不是你的账户报价或最终扣费。对于支持 X-AISA-Cost-Mode: quote 的接口,执行前请针对完整请求获取免费报价;执行后通过响应费用元数据和 Usage Logs 核对结算费用。1 USD 等于 1,000,000 个整数 micro-USD。
  • 默认请求参考估价(USD): 0.00089
  • 声明的单位费率(USD): 1e-06
  • 计费单位: provider_credit
  • 计费依据: response_units
  • 公开参考倍率: 1.0
  • 声明的最大计数或单位数: 10000000
  • 结算证据来源: response_body

授权

Authorization
string
header
必填

Bearer authentication header of the form Bearer <token>, where <token> is your auth token.

请求体

application/json
interest_rate
number
必填

Annual interest rate (in %). For example, a 3.5% interest rate would be 3.5

必填范围: x >= 0
示例:

3.5

home_value
number

Total value of the home or asset. Must be greater than downpayment.

必填范围: x >= 0
示例:

250000

downpayment
number

Downpayment on the home or asset. Cannot exceed home_value.

必填范围: x >= 0
示例:

50000

loan_amount
number

Principal loan amount. Either this OR (home_value + downpayment) must be provided.

必填范围: x >= 0
示例:

200000

monthly_hoa
number

Monthly homeowner association fees

必填范围: x >= 0
示例:

100

duration_years
integer

Loan duration in years (1-10000). Defaults to 30.

必填范围: 1 <= x <= 10000
示例:

30

annual_property_tax
number

Annual property tax owed

必填范围: x >= 0
示例:

3000

annual_home_insurance
number

Annual homeowner's insurance bill

必填范围: x >= 0
示例:

1200

响应

Tool result data

annual_payment
object
必填
monthly_payment
object
必填
total_interest_paid
number